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Car Insurance Companies For Houston Fallacy number 1: I don't will need car insurance mainly because I've certainly not been in a major accident.Having certainly not been in a vehicle accident is definitely not a good reason for driving around uninsured. If you have been luckily enough not to have got ever been in an accident you continue to need to include yourself for your eventuality. The intention of insurance would be to cover achievable future failures and not to treat past failures. In some nations some form of auto insurance is essential if you own or travel a motor vehicle. Imperative motor insurance is usually some sort of third party or even liability insurance policy and handles the damage you are doing to some others with your automobile.